Linda Kay -The Barefoot Realtor: sres

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Monday, April 8, 2013

What is a Seniors Real Estate Specialist (SRES)

What is a Seniors Real Estate Specialist (SRES)

By: Linda K Mayer, SRES

Okay, so I told you how I recently received my Seniors Real Estate SpecialistDesignation (SRES). So now let me tell you a little bit about what an SRES is and how that factors in to taking care of your elderly relative, or even a baby boomer who may need to make a change.

The Seniors Real Estate Specialist Course is at least 12 hours of concentrated study on various topics that can affect senior citizens or even baby boomers. It covers issues such as tax implications for seniors, in home care, assisted living, complete care, reverse mortgages, etc.

Those who take the SRES course are taught how to distinguish between when seniors may need a reverse mortgage or when they can use other options, the difference between all types of care, and various ideas for real estate having to do with seniors. Also taught in the course are financial planning ideas such as IRA's and 401K's, etc. Medicare, Medicaid and social security are also discussed. An SRES actually has the complete picture so they know how to serve the seniors better than those who aren't so educated. we are taught to be a seeing eye dog, if you will, for the various issues that affect seniors and their families.

So if you are in the SoCal 210 Corridor area, don't hesitate to give me a call or send an email for help or references. My senior website has some references listed, but I have many, many more available. Reliable Senior Help. And if you happen to be looking to buy or sell a home, the website for a home search is LindaKay.Biz.

Serving the 210 Corridor - the cities of Monrovia, Duarte, Azusa, Glendora, San Dimas, La Verne, Claremont, Upland, Pomona, Chino, Chino Hills, Rancho Cucamonga and Fontana - wherever the need arises.

Warmest Regards,
Linda K. Mayer, Realtor, SRES
License # 01767321
A Realtor you can Trust!
(626) 824-8927 Cell
LindaKMayer@live.com
Linda's Website (Home Search
Reliable Senior Help

Saturday, April 6, 2013

Why A Seniors Real Estate Specialist (SRES)

Why A Seniors Real Estate Specialist (SRES)

By: Linda K Mayer, SRES

Okay, so I have been around senior citizens all my life. My father was nearly 59 when I was born and I was around all his friends. Because of this, I feel very in tune and comfortable with older people.

My favorite real estate deal was with an older couple in a home with stairs. She had fallen down and had an extremely painful time going up the stairs to the bed and bath. And he was to have back surgery in about 1.5 months. Apprently I was the third agent they had used. We not only sold their home, but got them into their next one about a week before the husband's surgery. But the most exciting thing about this was that the new, single story home had lots of open space and the doors were wide enough for a wheelchair. And lo and behold she ended up in a wheel chair about five months later. You just know that God orchestrated this entire transaction.

Then I did Reverse Mortgages at Wells Fargo for a while. I loved working with seniors who truly needed or wanted my help. And it was amazing to see, at least on paper, how much I could help change their lives for the better.

My mother was even asking about a Reverse Mortgage for herself. She was a teacher for many, many years and has a good pension. But her house needed painting and new carpet and her furniture was getting kind of threadbare. So we placed her in a Reverse Mortgage, too. Not only did she fix up her home, but she also has the peace of mind to know that if she ever needs in home care over and above what her long term care insurance pays for, we have the funds available to care for her properly.

Fast forward to a few weeks ago. I partner up with a Reverse Mortgage Specialist. She and I met with a client to talk about Reverse for Purchase. It was enlightening and fun to talk with this wonderful senior woman about her hopes and dreams and plans. Afterwards my friend said how she noticed I seriously love and care about older people.

That comment stuck with me and wouldn't let me go. So I went ahead and got my Seniors Real Estate Specialist Designation (SRES) from the National Association of Realtors. A course which involves everything from real estate to tax implications to senior abuse.

And now I am truly ready to help those seniors who may need a bit of help or advice to live out their days in comfort and peace.

So if you are in the SoCal 210 Corridor area, don't hesitate to give me a call or send an email for help or references. My website has some references listed, but I have many, many more available. Reliable Senior Help.

Serving the 210 Corridor - the cities of Monrovia, Duarte, Azusa, Glendora, San Dimas, La Verne, Claremont, Upland, Pomona, Chino, Chino Hills, Rancho Cucamonga and Fontana - wherever the need arises.
Warmest Regards,
Linda K. Mayer, Realtor, SRES
License # 01767321
A Realtor you can Trust!
(626) 824-8927 Cell
LindaKMayer@live.com
Linda's Website

Monday, April 1, 2013

Tax Time Again - Can't Pay Your Taxes?

By: Linda K Mayer, SRES

Okay, so I was reading an article about what to do if you can't pay your taxes on the FoxLA website. It was pretty good information and I thought this year, since tax laws have changed and taxes are going up, maybe there were some people having this issue and could benefit from the article.

The first thing is to FILE YOUR TAXES ON TIME. The penalty for not filing is much greater than the penalty for not paying. If this is not a possibility, ask for a tax extension. The IRS may grant you up to six months.

And try to pay something, if you can't pay all of it. Not only will this show good faith on your part, but it will lower the interest if you pay some of the principle tax debt to begin with.

I got all the way down to the last step which was to get a tax advocate. Most people and small businesses can take care if their tax issue themselves. Very few will indeed require a tax advocate. So try everything yourself first before deciding to pay a professional tax advocate.

For more useful tips, you can read the article called, "6 Steps to Take if You can't Pay Your Taxes".

Remember, the IRS wants to work with you to collect your tax money. And if you are coming to them voluntarily to get them paid, they will work with you!